Laval Jewelry Buyer Guide: Get the Best Price

That old gold bracelet in your jewelry box or the diamond earrings you never wear—have you ever wondered what they’re actually worth? Most of us don’t have the expertise to appraise our own jewelry, which can make selling it feel like a gamble. The fear of accepting a lowball offer is real, but it doesn’t have to be your experience. This guide is here to fill that knowledge gap. We’ll explain the key factors that determine your jewelry’s value, from metal purity to brand recognition. You’ll learn what to expect during a professional evaluation and how to choose a reputable Laval jewelry buyer who will explain their process clearly, empowering you to sell with total confidence.

Key Takeaways

• Walk in prepared for a better offer

  : Gather any original paperwork, give your pieces a gentle cleaning, and get a few appraisals to understand your jewelry's true market value before you sell.

• Prioritize security and expertise by choosing a local buyer

  : A professional, in-person evaluation eliminates the risks of mail-in services and provides a more competitive offer than a typical pawn shop, with the benefit of immediate payment.

• Understand what determines the final price

  : An offer is based on the current market value of the metals and gemstones, plus factors like brand and condition—not the original price you paid at the store.

Why Sell Your Jewelry to a Local Buyer in Laval?

When it's time to part with a piece of jewelry, whether it's a family heirloom or a luxury watch, the process can feel a bit overwhelming. While online buyers and mail-in services seem convenient, they come with their own set of uncertainties. Choosing a local jewelry buyer in Laval offers a more personal and secure experience. You get to handle the transaction face-to-face, ask questions directly, and walk away with confidence. It’s about more than just the sale; it’s about ensuring your valuables are handled with the respect and expertise they deserve, right in your own community.

The Security of In-Person Service

Let’s be honest—mailing a diamond ring or a precious antique to a faceless company can be nerve-wracking. The risk of it getting lost, damaged, or undervalued is very real. When you work with a local buyer, you eliminate that anxiety completely. You can walk into a secure location, sit down with a real person, and never let your valuable items out of your sight. This in-person interaction provides a level of security and peace of mind that online services simply can't match. It’s about finding a trustworthy team in a warm, professional atmosphere where you feel comfortable and respected throughout the entire process.

Receive an Expert, On-the-Spot Appraisal

One of the biggest advantages of visiting a local buyer is the transparent, on-the-spot appraisal. Instead of waiting days for an email with a quote, you can watch as an expert evaluates your jewelry right in front of you. At Signature Gold Loans, we provide real-time appraisals using industry-standard scales so you know exactly what your gold is worth before you decide to sell. You have the opportunity to ask questions about the process, learn what factors contribute to the value, and gain a clear understanding of the offer. This direct interaction empowers you to make an informed decision without any pressure.

Get Paid Immediately

Why wait for your money? After you’ve mailed your jewelry to an online buyer, you often have to wait for it to be received, appraised, and for the payment to be processed and transferred, which can take days or even weeks. A local buyer simplifies everything. Once you agree on a price, you can get paid on the spot. We offer competitive prices and immediate payment for gold, jewelry, coins, and luxury watches. This means you can walk out of our store with cash in hand, ready to use it for whatever you need, without any frustrating delays or follow-up emails.

Build a Lasting Relationship You Can Trust

Selling jewelry isn't always a one-time event. You might have other pieces to sell in the future, or you may need a loan or want to buy something new. Working with a local, family-owned business allows you to build a lasting relationship based on trust and mutual respect. Customers often tell us they appreciate the outstanding customer service and professionalism, which keeps them coming back. When you find a buyer you can rely on, you have a go-to expert for all your future jewelry needs. It’s about creating a connection with a team you can trust for years to come.

What Determines Your Jewelry's Value?

When you decide to sell a piece of jewelry, understanding what makes it valuable is the first step toward getting a fair price. It’s not just one single thing; a professional appraiser looks at a combination of factors to determine its true worth. From the materials it’s made of to the story it tells, every detail contributes to the final offer you’ll receive. Knowing these key elements will help you walk into a buyer’s office with confidence and a realistic expectation of what your pieces are worth. Let’s break down the five main factors that shape the value of your jewelry.

The Metal and Its Purity

The foundation of any piece of jewelry is the precious metal it’s crafted from, and its purity is a primary driver of value. For gold, this purity is measured in karats. Pure gold is 24 karats (24k), but it’s too soft for most jewelry, so it’s mixed with other metals for durability. That’s why you see 18k (75% gold) or 14k (58.3% gold) stamps. The higher the karat, the more gold the piece contains, and the more valuable it is. Similarly, metals like platinum are highly valued for their rarity and strength. An expert buyer will test the metal to verify its type and purity, which forms the baseline for its melt value.

The Quality of the Gemstones

If your jewelry features gemstones, their quality is a huge part of the equation. For diamonds, appraisers use the "Four Cs": Cut, Clarity, Color, and Carat weight. A well-cut diamond will sparkle more, a colorless one is often rarer, and a flawless one is more valuable. Carat refers to the diamond's weight, and a larger stone will generally command a higher price. These same principles apply to other precious gems like sapphires, rubies, and emeralds, where vibrant color and minimal inclusions are prized. A certified gemologist can accurately assess these qualities to determine the stones' contribution to the overall value of your piece.

Brand Recognition and Craftsmanship

Who made your jewelry can matter just as much as what it’s made of. A piece from a world-renowned brand like Cartier, Tiffany & Co., or Van Cleef & Arpels often carries a significant premium. This is because these names are synonymous with exceptional quality, timeless design, and prestige. Beyond the brand, the level of craftsmanship is critical. A finely detailed, hand-finished piece will always be valued more than a mass-produced item. Intricate metalwork, secure stone settings, and unique design elements all signal superior quality and add to the jewelry’s worth.

The Influence of Market Trends

The value of jewelry isn’t set in stone; it can shift with current market trends and the economy. The daily spot price of gold and other precious metals directly impacts the base value of your items. Beyond that, certain styles come in and out of fashion. For example, yellow gold might be in high demand one year, while vintage Art Deco designs might be trending the next. A knowledgeable buyer stays on top of these trends and understands the resale market. They can tell you if your piece is a hot commodity right now, which can influence the offer you receive.

The Piece's Age and Condition

Finally, the age and condition of your jewelry play a vital role. A true antique or a piece from a desirable vintage era can be highly sought after by collectors, increasing its value beyond its raw materials. However, condition is key. A piece that has been well-cared-for, with no major scratches, broken clasps, or missing stones, will always fetch a better price. Even if your jewelry is damaged, it still has value in its metals and gems. An honest appraiser will evaluate its current state and explain how repairs might affect its worth, giving you a clear picture of its true value.

A Look at the Top Jewelry Buyers in Laval

When you’re ready to sell your jewelry, you want to work with someone you can trust to give you a fair price. Laval has several reputable buyers, each with its own strengths. To help you find the right fit, I’ve put together a list of some of the top spots in the area. Looking at what each one specializes in will make it easier to decide where to take your specific pieces.

Signature Gold Loans

While located in the heart of Montreal, Signature Gold Loans has been a trusted destination for sellers from Laval for over 35 years. As a family-owned business, they’ve built a strong reputation for their expertise and transparent service. They buy a wide variety of valuables beyond just gold, including diamonds, fine jewelry, luxury watches, silver, and even antiques. This broad expertise is a huge advantage if you’re selling multiple different items. They also offer collateral loans, providing a flexible option if you’re not quite ready to part with your piece for good. Their experience ensures you’re dealing with true professionals who understand the market value of your items.

Le Lion D'or

Le Lion D'or is a well-known gold and jewelry buyer right in Laval. They pride themselves on providing fair and honest evaluations, which helps create a comfortable and trusting environment for sellers. Customers often choose them for their straightforward process and commitment to clear communication. If you’re looking for a local buyer that promises quick payments and a no-fuss transaction, Le Lion D'or is a solid choice. They focus on making the experience convenient, which is perfect for anyone who wants to sell their gold or jewelry without any hassle.

Simply Gold

Simply Gold is another reliable buyer in Laval that specializes in purchasing gold, silver, and platinum. Their main focus is on making the selling process as simple as possible for their clients. Whether you have broken chains, old rings, or gold coins, they’ve streamlined their system to get you an offer quickly. Their direct approach is great for people who know what they have and are looking for a competitive price without a complicated evaluation process. They are a popular option for those looking to turn unwanted or scrap precious metals into cash.

Donj Jewellery

Donj Jewellery offers a slightly different service, as they are primarily known for creating and selling custom gold and fine jewelry. They are the place to go in Laval if you’re in the market for a unique engagement ring, wedding band, or a personalized piece. While they are experts in jewelry craftsmanship, their business model is centered on sales rather than purchasing pre-owned items from the public. Understanding this distinction is helpful—they are a fantastic local artisan for anyone looking to buy, but not the typical destination for those looking to sell existing pieces.

Comparing Their Services and Specialties

Choosing the right buyer really comes down to what you’re selling. Each of these businesses caters to a different need. For a diverse collection of valuables—like a vintage watch, a diamond engagement ring, and silver flatware—a comprehensive expert like Signature Gold Loans is ideal because of their wide-ranging appraisal knowledge. For straightforward gold or silver items, the specialized services of Le Lion D'or or Simply Gold offer a quick and efficient process. And if you’re looking to invest in a new, custom-made piece, Donj Jewellery is your go-to. Before you sell, it’s always a good idea to understand the factors that influence jewelry value to feel confident in your decision.

What to Expect During a Professional Evaluation

Walking into a jewelry buyer’s shop for the first time can feel a little intimidating, but knowing what happens behind the counter makes the whole experience much smoother. A professional evaluation isn’t a mystery; it’s a straightforward process where an expert determines the fair market value of your pieces. The goal is to give you a clear understanding of what your jewelry is worth and why. A reputable buyer will walk you through every step, ensuring you feel comfortable and informed from start to finish.

The Initial Assessment

The first thing a professional appraiser will do is give your jewelry a thorough visual inspection. They’ll examine the overall condition, look for any stamps or hallmarks that indicate the metal content (like “14K” or “750”), and identify the gemstones. This is your opportunity to ask questions. A trustworthy expert will be happy to explain what they’re looking for and share their initial thoughts. The entire valuation process should be transparent, giving you confidence that you’re in good hands and getting a fair look at your items.

Testing for Authenticity

After the initial look, the buyer will perform a few simple tests to verify the materials. For gold, this often involves a small, non-damaging scratch test on a stone, followed by applying a special acid solution to determine its exact karat. They’ll use a jeweler’s loupe to get a closer look at diamonds and other gemstones, checking for quality and authenticity. A buyer who values your trust will gladly explain their evaluation process as they go, so you’ll know exactly how they are confirming the quality of your pieces.

How the Final Price is Determined

Several factors come together to determine the final offer. The primary value comes from the materials themselves—the weight and purity of the precious metal and the quality of the gemstones, often judged by the 4Cs of diamond quality. Beyond that, the appraiser considers the piece’s craftsmanship, brand recognition, and overall condition. Current market demand also plays a significant role. A professional buyer will weigh all these elements to arrive at a competitive price that reflects the true, current value of your jewelry.

What Paperwork to Bring

To make your visit as efficient as possible, be sure to bring a valid, government-issued photo ID, like a driver’s license or passport. This is a standard requirement for any legitimate transaction and helps protect both you and the buyer. If you have any original paperwork for your jewelry, such as receipts, certificates of authenticity, or previous appraisals, bring those along too. While not always necessary for selling your valuables, this documentation can sometimes help establish provenance and add to the piece’s value.

Your Payment Options

One of the biggest advantages of working with a local jewelry buyer is the immediate payment. Once you accept an offer, you can typically walk out with your payment in hand. Most buyers offer cash on the spot, which is perfect if you need funds quickly. Some may also provide options like a check or bank transfer if you prefer. The best buyers offer competitive prices and make the payment process simple and direct, so you can complete the sale with confidence and ease.

How to Get the Best Price for Your Jewelry

Walking into a jewelry buyer’s office can feel intimidating, but it doesn’t have to be. With a little preparation, you can approach the process with confidence and walk away feeling great about the offer you receive. Selling your jewelry is a personal decision, and you deserve to get a price that reflects its true worth. It’s not about becoming a gemologist overnight; it’s about understanding the key factors that determine value and knowing how to advocate for yourself. Think of it like selling a car or a home—you wouldn’t accept the first offer without doing some research first. The same principle applies here. The goal is to feel in control of the conversation, not at the mercy of it. By understanding what makes your piece valuable, from its materials to its history, you can speak about it knowledgeably. Taking the time to learn about your pieces, the current market, and the selling process will put you in a much stronger position. These simple steps will help you feel prepared and ensure you get the best possible price for your treasured items.

Do Your Homework First

Before you even think about selling, spend some time getting to know what you have. Start by gathering any original paperwork, like receipts or certificates of authenticity, as these provide crucial details. Next, do a little online research to understand the current market. Prices for gold, diamonds, and other precious materials can change daily. It’s also helpful to understand that factors like local demand and a buyer’s overhead costs can influence their offer. Having a realistic price range in mind based on this research will help you set fair expectations and spot a good offer when you see one.

Get More Than One Appraisal

You wouldn’t get just one quote for a home renovation, so why do it for your jewelry? Taking your pieces to a few different reputable buyers for an appraisal is one of the smartest moves you can make. Each expert may have a slightly different perspective, and seeing a few offers will give you a much clearer picture of your jewelry's value. This step helps you establish a solid baseline and protects you from accepting a lowball offer. It also gives you the confidence to know what your jewelry is really worth, so you can enter any negotiation feeling informed and empowered. Don’t rush this part of the process; it’s worth the extra time.

Tips for a Fair Negotiation

Negotiation doesn’t have to be a confrontation. When you’ve done your homework and have multiple appraisals, it’s simply a conversation about value. Walk in with all your documentation, including any certificates and written offers from other buyers. This information backs up your asking price and shows you’re a serious seller. When discussing the price, be polite but firm. You can refer to the specific qualities of your piece—its weight, carat, or brand name—to justify your position. Remember that a professional buyer expects to have a discussion, and having proof of your item’s quality, authenticity, and service history only strengthens your case.

Know When to Sell

Timing can play a significant role in the final price you receive. The value of precious metals like gold and platinum fluctuates based on global market trends, so it can be beneficial to track prices for a bit before you sell. If you notice gold prices are on an upswing, it might be the perfect time to act. Beyond the raw materials, the desirability of certain styles and brands can also change. The price of jewelry is always determined by a complex mix of materials, craftsmanship, and brand value. If you’re not in a hurry, having a little patience can make a real difference to your bottom line.

Use Price Comparison Tools

While nothing beats an in-person, professional appraisal, online tools can be a great starting point. Use online gold calculators to get a rough estimate of the melt value of your pieces based on their weight and purity. You can also browse sites like eBay or other auction platforms and filter for "sold" listings to see what similar items have recently sold for. This will give you a general idea of the market rate. Just remember that these are estimates. A final offer will always depend on an expert’s assessment of the type of material used and its quality, but this initial research helps you build a foundation of knowledge.

How to Sell Your Jewelry Safely in Laval

Selling your jewelry should be a positive experience, but it’s smart to be prepared. Knowing what to look for in a buyer and how the process works will protect you and ensure you get a fair price for your pieces. Your safety, both personally and financially, is the top priority. From making sure the transaction is secure to understanding the paperwork, a little knowledge goes a long way. Here’s a straightforward guide to selling your jewelry safely in Laval, covering the essential steps to a secure and successful sale.

Ensure a Secure Transaction

Your first step is to choose a buyer with a professional, physical storefront. Avoid meeting in parking lots or other informal locations. A secure, well-lit shop provides a safe environment for the transaction. A trustworthy buyer will also have a transparent valuation process. They should be happy to test and weigh your items right in front of you, explaining each step along the way. You should never feel pressured to leave your jewelry for an off-site appraisal. If a buyer isn’t open about their methods or makes you feel uncomfortable, that’s your cue to walk away.

Verify Your Payment

Once you agree on a price, the next crucial step is getting paid. Reputable buyers offer immediate payment, so you don’t have to wait for your money. Ask about the payment methods they offer—most will provide cash, a certified check, or an e-transfer. While cash is instant, make sure you feel safe carrying it. If you accept a check, confirm that it’s from a legitimate business account. Before you leave, always get a detailed receipt or bill of sale that documents the items sold, the price, and the buyer’s information. This paperwork is your proof of the transaction.

Know the Legal Details

Don’t be surprised when a professional jewelry buyer asks for your ID. In fact, you should be concerned if they don't. Government regulations require buyers of precious metals and other valuables to see and record a valid, government-issued photo ID, like a driver’s license or passport. This law is in place to prevent the trade of stolen goods and adds a layer of security for everyone involved. By following this procedure, legitimate businesses protect themselves and their clients. Preparing your ID in advance will help make the process smooth and efficient.

Key Questions to Ask Any Buyer

Asking the right questions helps you gauge a buyer’s expertise and professionalism. Before you commit to selling, consider asking a few things to get a better sense of who you’re working with. You can ask about their experience, how long they’ve been in business, and what credentials they hold. It’s also a good idea to ask them to explain how they arrived at their offer. Experienced professionals will be able to clearly break down the value based on metal purity, gemstone quality, and market rates. Checking online reviews can also give you insight into what past customers have said about their experiences.

Red Flags to Watch Out For

Trust your intuition during the selling process. If something feels off, it probably is. Be wary of any buyer who uses high-pressure tactics to rush you into a decision. A professional will give you time to consider their offer. Another red flag is an offer that seems wildly different from others you’ve received—either too high or too low. Unusually high offers might be a bait-and-switch tactic, while very low offers suggest the buyer isn’t reputable. Finally, avoid any business that operates without a proper storefront or is hesitant to provide a detailed receipt for your sale.

Your Selling Options: A Quick Comparison

When you decide to sell your jewelry, you’ll find there are a few different paths you can take. Each has its own process, timeline, and potential payout. Understanding the landscape is the first step toward making a choice that feels right for you and gets you the best possible price for your pieces. Let’s break down the most common options available in and around Laval.

Professional Buyers vs. Pawn Shops

It’s easy to group professional jewelry buyers and pawn shops together, but their business models are fundamentally different, which directly impacts the offer you’ll receive. A professional buyer, like a dedicated jewelry and gold exchange, specializes in assessing the true market value of your items for resale. They have gemologists and experts who understand craftsmanship, brand equity, and current trends. Their goal is to purchase quality pieces for their inventory, so they’re motivated to offer a competitive price.

Pawn shops, on the other hand, primarily function as lenders. They provide collateral loans, using your jewelry as security. Because their main business isn't resale, their offers are typically lower. They’re calculating the item's value based on a quick, low-risk loan, not its full potential on the open market. For those seeking the best price, a trusted jeweler or buyer is almost always the better route.

Selling Through Online Platforms

Websites like eBay, Etsy, or even Facebook Marketplace put you in the driver's seat. You can set your own price, write the description, and connect directly with potential buyers. This can sometimes lead to a higher selling price, as you’re cutting out the middleman. However, this path requires significant time and effort. You’re responsible for taking high-quality photos, writing compelling listings, answering questions from potential buyers, and handling the packing and insured shipping. There’s also a higher risk of encountering scams or dealing with difficult returns. While you control the sale, you also take on all the work and risk.

Considering Auction Houses

If you own a particularly rare, high-value, or historically significant piece, an auction house might be your best bet. Auction houses employ specialists who can research your item's history and market it to a global network of collectors who are willing to pay a premium. This can result in a sale price that far exceeds what you might get elsewhere. The downside? The process is slow, often taking months from consignment to payment. Auction houses also charge hefty fees, including a seller's commission and sometimes photography and insurance fees, which will be deducted from your final payout. This option is truly reserved for exceptional, top-tier jewelry.

The Pros and Cons of Each Option

Let's boil it down. Selling to a professional local buyer is fast, secure, and straightforward; you get an expert appraisal and immediate payment, though the offer might be slightly less than a private sale. Selling online gives you full control and a potentially higher price, but it’s time-consuming and comes with risks. Auction houses offer the highest potential return for extraordinary items, but the process is long and expensive. A pawn shop offers quick cash but will almost certainly be the lowest offer. Each option presents a trade-off between price, speed, convenience, and security.

How to Choose What's Right for You

The best choice depends entirely on your priorities and the jewelry you're selling. Ask yourself a few key questions: How quickly do I need the money? How much time and effort am I willing to invest in the selling process? Is my piece a common design, or is it a rare antique? For most people selling fine jewelry, gold, or diamonds, the goal is a fair price from a trustworthy source without unnecessary hassle. A reputable local buyer often provides the ideal balance, offering expert service, security, and a strong, immediate offer that reflects the true value of your items.

How to Prepare Your Jewelry for Sale

Getting your jewelry ready for an appraisal is one of the best ways to ensure you get a fair and accurate offer. A little preparation goes a long way in showcasing the true value of your pieces and helps the entire process go smoothly. By taking a few simple steps before you meet with a buyer, you can walk in feeling confident and well-prepared.

Gather Your Documentation

Walking into a buyer’s office with your jewelry is one thing, but walking in with its complete history is another. Any original paperwork you have can make a significant difference in the offer you receive. Dig through your files for original sales receipts, boxes, and especially certificates of authenticity. For diamonds, a report from an institution like the Gemological Institute of America (GIA) is the gold standard, as it details the stone’s specific characteristics. This documentation proves provenance and quality, removing any guesswork for the buyer. It gives them the confidence to make a strong, immediate offer because they have all the verified details right in front of them.

Clean and Present Your Pieces

You wouldn’t sell a car without washing it first, and the same principle applies to your jewelry. Presenting your pieces in their best light shows that they’ve been well-cared for and helps their true beauty shine through. A simple, gentle cleaning at home can work wonders. Use a soft-bristled toothbrush with warm water and a drop of mild dish soap to carefully scrub away any grime from settings and stones. Be sure to rinse thoroughly and pat dry with a lint-free cloth. This small step makes your jewelry more appealing and allows the appraiser to get a clearer, more accurate look at its condition and quality, which is a key part of any professional evaluation.

Set a Realistic Price Expectation

It’s important to understand the difference between what you paid for a piece and its current resale value. The original retail price included costs for design, manufacturing, marketing, and the jeweler's profit margin. A buyer, on the other hand, will base their offer primarily on the intrinsic value of the materials—the weight and purity of the gold or platinum, and the size and quality of the gemstones. Market demand also plays a huge role. By understanding the factors that affect jewelry pricing, you can approach the selling process with a realistic mindset. This helps you feel confident and prepared for a fair negotiation, rather than feeling disappointed.

Tips for Quick Market Research

Before you go for a formal appraisal, you can do a little research to get a general idea of your jewelry’s worth. A great starting point is to look at sold listings for similar items on online marketplaces like eBay or 1stDibs. Pay attention to pieces with similar brand names, materials, and gemstone specifications. Remember that fine jewelry, especially pieces made of gold, almost always has value because of the precious metal content, even if the style feels dated. This initial homework won't replace a professional evaluation, but it empowers you with knowledge and gives you a baseline. It helps you walk into the conversation feeling informed and ready.

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Frequently Asked Questions

What if my jewelry is broken or out of style? Is it still worth anything? Absolutely. Even if a piece is damaged or seems dated, its value is often rooted in the materials it's made from. A broken gold chain or a single earring still contains precious metal that has a melt value based on its weight and purity. The same goes for gemstones in an old-fashioned setting. A professional buyer can assess the intrinsic worth of the gold, platinum, and stones, so you should never assume something is worthless just because it's not wearable.

I inherited a box of jewelry and have no idea what’s real. Where should I start? That can feel like a huge task, but you can start with a few simple steps. First, sort the pieces and look for any stamps or hallmarks, like "14k" or "925," which indicate the metal content. Gather any boxes or paperwork you can find. Then, instead of trying to figure it all out yourself, bring the entire collection to a trusted, comprehensive buyer. An expert can quickly identify what’s valuable and what’s costume, saving you time and ensuring you don’t overlook a hidden gem.

Do I need to have my jewelry formally appraised before I try to sell it? No, you don't need to pay for a formal, written appraisal before selling. Those are typically for insurance purposes and can be expensive. A reputable buyer will perform a free, on-the-spot evaluation to determine what they are willing to offer you. Getting offers from a couple of different buyers is a great way to understand your jewelry's market value without paying any upfront fees.

Will I get the same offer for a diamond ring from a gold buyer and a specialized jewelry buyer? Not always. While many places buy gold, evaluating diamonds and fine jewelry requires a different level of expertise. A simple gold buyer might base their offer primarily on the weight of the metal setting. A specialized jewelry buyer, however, has gemologists who can accurately assess the diamond's quality based on its cut, color, clarity, and carat weight, along with the piece's craftsmanship and brand. For items with significant gemstones, you'll almost always get a better offer from an expert who understands and values every component of the piece.

Is it better to sell my jewelry or get a collateral loan on it? This really depends on your personal situation and your attachment to the piece. If you need cash quickly but aren't ready to part with an item for good, a collateral loan is a great option. You use the jewelry as security to get a loan and can reclaim it once you pay the loan back. If you know you no longer want the piece and would rather have the highest possible cash payout, then selling it outright is the best choice.